One API to collect payments, disburse funds globally, verify identities, and power your entire fintech stack — in minutes, not months.
10,000+
Businesses Powered
$5M+
Processed Monthly
40+
Countries
99.9%
API Uptime
Everything You Need
Built for developers, designed for businesses. Everything you need to build, launch, and scale your payments.
Generate dedicated USD bank accounts for each of your users. Receive instant webhook notifications on every payment.
Send money to bank accounts, mobile money wallets (MTN, Airtel, M-Pesa), and crypto wallets across 40+ countries.
Create no-code checkout pages and accept payments from anywhere. No website needed — just share a link.
Get real-time HTTP callbacks for every event. Build automated workflows triggered by successful payments.
Built-in BVN verification, NIN lookup, and document checks. Stay compliant without building compliance from scratch.
AES-256 encryption, 2FA, transaction PINs, IP whitelisting, and cryptographic webhook signatures.
How It Works
Sign up, complete identity verification, and unlock your API keys in under 5 minutes.
Copy a single snippet from our docs. Wicomi handles authentication, error handling, and retries automatically.
Flip from sandbox to production with one config change. No re-integration needed. Pay only as you grow.
// Create a payment link
const response = await fetch(
'https://wicomiglobalservices.org/api/v1/payment-links',
{
method: 'POST',
headers: {
'x-api-key': 'wicomi_live_sk_...'
},
body: JSON.stringify({
title: 'Payment for Order #1234',
amount: 5000,
redirectUrl: 'https://yourapp.com/success'
})
}
);
// Response
{
status: 'success',
data: { paymentUrl: 'https://wicomiglobalservices.org/pay/...' }
}Use Cases
Wallets, lending, savings, and investment platforms.
Split payments, escrow, and multi-vendor payouts.
Subscriptions, recurring billing, and invoicing.
Fiat on/off ramps with USDT and USDC support.
Your data and your customers data is always encrypted and secure.
Operating under full regulatory oversight in Nigeria and across Africa.
SLA-backed uptime, dedicated support, and custom rate agreements.
Pricing
No monthly fees. No hidden charges. You only pay a small percentage on successful transactions.
Collections
1.4%
Capped at ₦2,000
Per successful payment received
Payouts
₦50
Flat fee per transfer
Instant bank & mobile money transfers
Crypto
$1
Per USDT/USDC payout
ERC20, Polygon, Solana, Base